ICICI Prudential Life

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Icici prudential Life Time Income

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i protect smart

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Life Insurance

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ICICI prudential Life time Income

In the prime of your life and at the peak of your career, you enjoy all the comforts of life – a happy family, your own home and a car, holidays in India and abroad. To keep enjoying these comforts for the rest of your life, we bring to you ICICI Pru Lakshya Lifelong Income, a protection and savings oriented conventional participating life product to fulfill your financial needs.



icici i protect smart

Since its launch ICICI Pru iProtect Smart has become our top selling plan online (Source: Company Buy Online data – Dec 2015 till Sep 2018). This term plan offers protection for your family and critical illness cover for you(optional). Critical illness cover is a very popular benefit among consumers with 1 out of 3 people selecting this benefit


ICICI Prudential Life ASIP

ASSURANCE NOW DOUBLED ASSURANCE NOW DOUBLED Protect your loved ones and secure your dreams.

ICICI Pru Assured Savings Insurance Plan – A traditional non-participating non linked endowment life insurance plan.
Saving is always a good habit as it gives us a sense of security. It provides us the means to meet emergencies in the future and to fulfil our critical long term goals like looking after our children’s education, our children’s marriage or being able to live comfortably after retirement.


Key Benefits of ICICI prudential Life All Plans

Regular IncomeGuaranteed Income and Cash Bonus1 every year after Income Start Date2 till the age of 99 years.

Guaranteed Capital Protection: Get Guaranteed Capital protection in the form of ‘Sum Assured on Maturity’3.

Regular Additions: Enjoy bonuses in the form of Regular Additions4 every year to grow your wealth till the Income start date.

Life Cover : Life cover throughout the policy term till the age of 99 years to secure your family’s future.

Liquidity: Liquidity5 benefits during the policy term to help you in case of financial emergencies.

Tax Benefits: Get Tax Benefits6 on premiums paid and benefits received as per prevailing tax laws.

1The GI will be set at policy inception. Guaranteed Income and Cash Bonus is a proportion of the Sum Assured on Maturity.

2Income Start Date (ISD) is fifth policy anniversary after the Premium Payment Term.

3Sum Assured on Maturity is equal to your total contribution throughout the policy term.

4Bonus may be declared annually from the first year as ‘Regular Additions’ and will be a percentage of the ‘Sum Assured on Maturity’. Terminal Bonus may be declared by the Company and will be payable at policy maturity or on death.

5You can avail loans under this policy after the policy acquires surrender value. Loan amount of up to 80% of the Surrender Value can be availed. You have an option to en-cash regular addition after 2 full years premium payment.

6Tax benefits under the policy will be as per the prevailing Income Tax laws. Goods and Services tax will be charged extra, as per applicable rates. The tax laws are subject to amendments from time to time.

Decide your own policy term at affordable premiums:

ICICI Pru iProtect Smart provides maximum policy term up to the age 85 and you also have option to get whole life cover till age 99.

Four protection options as per your need :

  • Death / Terminal Illness Benefit (includes AIDS)
  • Accidental Death Benefit (upto `2Cr)
  • Waiver of Premium on Disability
  • Critical Illness Benefit (upto `1Cr)

Four flexible payout options:

  • Lump sum: It is the~ most preferred option online.
  • Monthly Income: It is the most economical option .
  • Increasing Income: It gives 45% more life cover.
  • Lump sum plus income: It is our new payout option.

Special benefits for women:

  • Lower premium rates .
  • Option to cover critical illnesses like breast cancer and cervical cancer.

Tax benefits (As per Income Tax Act 1961):

  • Tax benefits on premiums paid under Section 80C in all plan options and 80D in Life &Health or All-in-one plan options
  • No Tax to be paid on claim amount under Section 10(10D)

Guaranteed Additions: Every year 9% or 10% of total premiums paid will be added to your policy benefits depending on your policy term.

Guaranteed Maturity Benefit (GMB): A guaranteed lump sum payable at the end of the policy term.

Flexibility: Choose either Monthly, Half-Yearly or Yearly premium payment mode.

Protection: Get life cover for the entire policy term.

Tax benefits: Tax benefits apply to premiums paid and benefits received as per prevailing tax laws.T&C

how can we help you?

At The Singhania groups, it is our pleasure to provide you great customer experience. In case you require assistance, we have created multiple ways to reach out to us and We commit to resolving your queries to your satisfaction.

The Singhania Groups really helped us achieve our goals. Our fast and efficient services meets our customers needs at single platform.

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Vidhi Agarwal
Co-founder , The Singhania Groups

The Singhania Groups Provides various customer’s services at a single platform.

Education Loan

An education loan is a sum of money borrowed to finance college or other school-related expenses. Payments are often deferred while students are in school and for a six-month grace period after graduation.

Finance & Accounting Services
  • Finance & Accounts, Tax (Direct & indirect), Fixed Assets Management
  • Reconciliation – parties, banks and inter countries
Systematic Investment Plan

Systematic Investment Plan is an investment strategy wherein an investor needs to invest the same amount of money in a particular mutual fund at every stipulated time period.

Stock Market,Commodity and currency

The Singhania groups provides demat A/c services and Annually portfolio Management according to their research and portfolio Management technique.

Insecure Loans

The Singhania Groups provides an unsecured loan taken by individuals from a bank or a NBFC to meet their personal needs. It is provided on the basis of key criteria such as income level, credit and employment history, repayment capacity, etc.

Goverment Bonds

A government bond is a type of debt-based investment, where you loan money to a government in return for an agreed rate of interest. Governments use them to raise funds that can be spent on new projects or infrastructure

Auditing Services
  • Statutory Audits & Tax Audits
  • Internal Audits
  • Compliance Audits
  • System Audits
Business Loans

A business loan is an unsecured form of credit designed to cover various expenditures in a business. Borrowers need not mortgage any asset to avail funds.

All Products of ICICI prudential Life